
Bernardo is professor of FinTech History and Global Trade, Fellow of the Royal Historical Society and Fellow of the Academy of Social Sciences. He is mainly interested in the long-term nature of technological change in retail banking. His most recent publications include “Cash and Dash: How ATMs and Computers Changed Banking” (OUP, 2018). He regularly contributes to media outlets on issues around cashless economy, FinTech, digital payments, ATMs and self-service in retail banking.